It is common knowledge that a driver or passenger of a vehicle that is rear-ended can sustain injuries, such as whiplash, neck pain, or back pain. However the damage to the vehicle may be slight especially depending on what types of vehicles were involved in the crash. Any low impact crash can yield serious injuries without substantial damage to the car. However, the insurance companies do not want you to know that and unless you have been in a low impact crash yourself, you too may think that if the car wasn’t badly damaged, how could its passengers and driver? Simple. You wouldn’t want to put your hand or your head in between two cars in a low impact crash. Would you? The cars may not sustain much damage but your hand or head certainly would.
CNN has done a report on such low impact claims. Their article reports that insurance companies have a strategy to deny, delay and defend. Their objective is to make it so expensive to recover from an accident that lawyers will refuse to take low impact cases.
It is noteworthy that in the age of “Tort Reform,” none of the money-saving strategies of the insurance companies have impacted premiums. It would be reasonable to think that if the insurance companies are not paying out on claims then their insureds would not have to pay as much in premiums, but that is not the case. The insurance companies want you to believe that they pass the savings along to you, while they pocket the extra money.
Interestingly enough, you have probably seen a bunch of new auto insurance ads on cable. These ads promote one of two things, either: a) you will get the cheapest deal – and they fail to mention that you get what you pay for and b) their company will take care of you. They even have testimonials from people about how their company helped them. The average person will fail to notice that most of these testimonials are about car repairs, car rentals, and property damage claims. If you have been injured in an accident, and need to make a bodily injury claim and don’t have a good attorney on your side, GOOD LUCK! If you have been injured in any kind of automobile accident, contact Douglas, Leonard & Garvey for a free initial consultation. We will fight for your rights. Call (603) 288-1403 or fill out an online contact form.