Workers’ Compensation

How Long Do I Have To File A Notice Of Injury?

You should file as soon as possible because an injured workers has two (2) years from the date of injury to notify the employer of their injury in order to make a claim for benefits.

What Is The Time Limitation For Filing A Claim?

A claim for disability, rehabilitation, medical benefits or death benefits are barred unless a claim for these benefits is filed within three (3) years after the date of injury.

The Insurance Company Denied My Claim, How Long Do I Have?

Within eighteen (18) months of receiving notice that your claim has been denied by the carrier for disability, rehabilitation, medical benefits or death benefits, you can petition the Department of Labor for a hearing; otherwise, it will be barred.

How Is My Workers’ Compensation Rate Determined?

Weekly compensation is based on sixty (60) percent of your average weekly wage. To determine your average weekly wage, the gross wages are added together for twenty-six (26) weeks up to fifty-two (52) weeks before the injury, and then divided by the number of weeks.

Who Pays For My Prescriptions?

The workers’ compensation insurance carrier will reimburse you for any prescriptions that are related to your injury. The insurance carrier has thirty (30) days from receipt of the request to reimburse you.

What Type Of Light Duty Can My Employer Offer Me?

A position offered to you under “light duty” must be meaningful employment that complies with any restrictions set by your doctor.

If I Return To Light Duty Can My Employer Reduce My Rate Of Pay?

Yes, but the reduction in your pay may entitle you to receive a partial benefit from the insurance carrier in addition to your reduced wages.

How Long Is My Claim For Medical Bills Open?

Medical bills related to your injury remain the responsibility of the insurance carrier as long as the treatment is required

Do I Have To Pay Taxes On My Workers’ Compensation Benefits?

No, but you may be required to report the benefits you have received.

What Is Workers’ Compensation?

Under New Hampshire law, workers’ compensation is an insurance program paid for by an employer that pays medical and disability benefits for work-related injuries and diseases. If an employee is injured on the job, that employee’s medical treatment will be paid for; if disabled following an on-the-job injury, that employee will also receive weekly income in the form of indemnity benefits until able to return to work. All employers must provide workers’ compensation coverage to their employees. Each employee has the right to benefits if injured on the job.

What Is An Independent Medical Examination?

An Independent Medical Examination (IME) is an appointment to be examined by a doctor hired by the insurance company. An injured worker needs to submit to an IME if it is scheduled by the insurance carrier because failure to agree to the IME can result in suspension or termination of your benefits.

Can The Insurance Just Stop Paying My Benefits?

If benefits have been paid for more than twenty-one (21) days, the insurance carrier cannot just stop paying your benefits. In order to stop paying your benefits, the insurance carrier would need to get the Department of Labor’s permission before it can terminate such benefits.

I Submitted A Claim, How Long Does The Insurance Company Have To Accept or Deny My Claim?

If it is determined that your claim is compensable, the insurance carrier has within twenty-one (21) days of notification of the claim or period of disability to make payment of compensation to the injured employee.

What Is A Death Benefit?

When an employee dies from an occupational injury or disease, the insurance carrier shall compensate the dependent through weekly benefits as soon as possible after death, but no later than twenty-one (21) days after the dependency has been established.

How Do I Pay My Workers’ Compensation Lawyer?

Under New Hampshire law, your lawyer will be paid by a contingency fee or a percentage of any recovery you may receive such as a permanent impairment award or a lump sum settlement agreement. The payment of your attorney must be approved by the New Hampshire Department of Labor. Under certain circumstances, the insurance company may be ordered to pay your attorney’s fees.

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